Getting insurance on a new detailing business

[Erik Anderson]

Hey Guys,

I just got registered today. This is a great site. Looking to start a mobile service part time in Virginia, I cant believe how high liability insurance is for this type of work. Can anyone help me?

Thanks again.

E--

[NattyBumppo]

I feel your pain! Same problem here in NJ...insurance is sky high no matter if your mobile or at a fixed location.

I basically had take a position that I simply do not drive customers vehicles. Not even to move them a few feet. If you have to go with a Gragage Keepers Policy you can expect to pay dearly...especially for a new, start-up biz. Insurance companies really stick it to new businesses.

Natty

[edschwab1]

Reasons for high rates:
1. Fewer Insurance companies writing policies
2. Majority of Start-up detailing businesses do not last
3. High claim rate due to improper use of rotary buffer, auto accidents

I was told the above by an ins. agent

Eric