Results 1 to 11 of 11
  1. #1
    JeffBruce's Avatar
    Join Date
    Aug 2002
    Location
    Maryland
    Posts
    876
    Post Thanks / Like

    If your Wallet gets stolen...What to do..

    FW: Free Advice
    From an Attorney

    Thought this was interesting advice. Hopefully none of you will have to use it!

    Attorney`s Advice...and it`s free!

    Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice!

    The next time you order checks have only your initials
    (instead of first name) and last name put on them. If someone takes your checkbook they will not know if you sign your checks with just your initials or your first name
    but your bank will know how you sign your checks.

    When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all the
    check processing channels won`t have access to it.

    Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. Never have your SS# printed on your checks (DUH!) you can add it if it is necessary. But if you have it printed, anyone can get it.

    Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad.

    We`ve all heard horror stories about fraud that`s committed on us in stealing a name, address, Social Security number, credit cards, etc. Unfortunately I, an attorney,have firsthand knowledge because my wallet was stolen last month. Within
    a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer,
    received a PIN number from DMV to change my driving record information online, and more.

    But here`s some critical information to limit the damage in case this happens to you or someone you know:

    We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily.

    File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one).

    But here`s what is perhaps most important: (I never even thought to do this).

    Call the three national credit-reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks afterthe theft, all the damage had been done.

    There are records of all the credit checks initiated by the thieves`
    purchases, none of which I knew about before placing the alert. Since then,no additional damage has been done, and the thieves threw my wallet away this weekend(someone turned it in). It seems to have stopped them in their tracks.

    The numbers are:
    Equifax: 1-800-525-6285;
    Experian (formerly TRW): 1-888-397-3742;
    Trans Union: 1-800-680-7289;
    Social Security Administration (fraud line): 1-800-269-0271.

    We pass along jokes on the Internet; we pass along just about everything.
    Pass this information along. It could really help someone you care about.

    Jeff

  2. #2
    I'm here! jgv's Avatar
    Join Date
    Feb 2003
    Location
    Aveiro
    Posts
    557
    Post Thanks / Like
    Jeff, all my documents were stolen last 5 to 6 night, when my car was assaulted....
    Portuguese details detalhe.net

  3. #3
    JeffBruce's Avatar
    Join Date
    Aug 2002
    Location
    Maryland
    Posts
    876
    Post Thanks / Like
    I really have the mentality, "this will never happen to me, " till I lost my wallet, and then saying "What do i do", so, I thought this was a good plan of attact, its not there money, and if i can do something to help block them , its my responsibilty up to a point....

    sry to hear about the your stolen stuff, the first few days are the most important....hope everything is ok??
    jeff

  4. #4

    Join Date
    Mar 2004
    Location
    Shreveport/Bossier Louisiana
    Posts
    456
    Post Thanks / Like
    Thanks for the great info and Sorry to here that happen to you.

  5. #5
    ~Live with Passion!~ BaDm0theR's Avatar
    Join Date
    Mar 2004
    Location
    Plm Bch, FL
    Posts
    379
    Post Thanks / Like
    Wow, what an awesome post!

    Thanks alot for sharing this with us.


    -Mike

    Owner - Mike`s Car Wash & Detail

    A New Standard of Excellence.

    "Invest in a company that you know can be run by an idiot...because soon enough, it will be." ~Peter Lynch

  6. #6
    Boss_429
    Guest
    Great post Jeff! Too many slime balls out there that think they have the right to sombody else`s hard earned money!

  7. #7
    Phil's Avatar
    Join Date
    Feb 2003
    Location
    Pittsburgh
    Posts
    178
    Post Thanks / Like
    excellent advice bud, THANKS!

  8. #8
    groebuck's Avatar
    Join Date
    Sep 2003
    Location
    Cleveland, oHIo
    Posts
    2,494
    Post Thanks / Like
    Another free Piece of advice - never ever use your debit card (visa logo atm) on the internet. If that number gets stolen there is no fraud protection - never buy anything over the internet unless you see that little lock in the corner of your browser - you should be offered the choice of keeping your credit card information on file from some sites you visit - always opt not to - it`s just one less place your information is kept.
    You have activated my special ability....

  9. #9
    JeffBruce's Avatar
    Join Date
    Aug 2002
    Location
    Maryland
    Posts
    876
    Post Thanks / Like
    I have one credit card , and i get it replaced with different numbers once a year....
    jeff

  10. #10
    Founder Poorboy's World Poorboy's Avatar
    Join Date
    Apr 2003
    Location
    Boca Raton, Fl
    Posts
    14,543
    Post Thanks / Like
    sorry to hear of you troubles Jeff....

    I think these places would get rather mad at me since I misplace my wallet almost once a weekcrazy
    life is short ..do it while you can

    e-mail info@poorboysworld.com

  11. #11
    JeffBruce's Avatar
    Join Date
    Aug 2002
    Location
    Maryland
    Posts
    876
    Post Thanks / Like
    This wasn`t me, i was just passing some good info on tus guys
    jeff

 

 

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. The search feature is bad to my wallet..
    By G37 in forum Car Detailing
    Replies: 8
    Last Post: 01-15-2011, 12:21 PM
  2. The wallet says OUCH!
    By Krodad in forum Auto Detailing 101
    Replies: 4
    Last Post: 05-30-2006, 01:23 PM
  3. Money clip or wallet?
    By imported_truzoom in forum Hot Tub
    Replies: 31
    Last Post: 01-21-2006, 10:54 AM
  4. My wallet says . . . OUCH!
    By Mikeyc in forum Machine Polishing & Sanding
    Replies: 19
    Last Post: 10-25-2005, 09:30 PM
  5. What kind of wallet do you own?
    By zesty-man in forum Hot Tub
    Replies: 31
    Last Post: 05-20-2004, 10:41 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •